Eastwood Motors: 028 9262 1293

Finance at Eastwood Motors

Vehicle Finance at Eastwood Motors

We offer a range of flexible vehicle finance options to help make your next car more affordable and manageable. Below, you’ll find an overview of the finance products available at Eastwood Motors. If you’d like tailored advice or have any questions, our friendly sales team is always happy to help.

Hire Purchase (HP)

With Hire Purchase, you pay an initial deposit followed by fixed monthly payments until the full value of the vehicle is paid off. The finance agreement is secured against the car, meaning ownership transfers to you once the final payment has been made. This option is ideal if you want a straightforward route to full ownership.

Personal Contract Purchase (PCP)

This is the most popular way to finance a car and is essentially a long-term loan agreement. Monthly repayments tend to be lower and at the end of the term, you have a few options:

  • Return the car
  • Pay the ‘balloon’ payment and go on to own the vehicle
  • Put the resale value of the car towards getting another car (this is ideal if you like to change your car every few years)

Personal Contract Hire (PCH)

A hassle-free approach to vehicle finance. This type of finance is a long-term lease of up to 4 years where you simply return the car at the end. It means there is no obligation at the end of the contract – you walk away and start again.

Why Finance Through a Dealership

What is Hire Purchase?

What is Personal Contract Purchase?

Terms and Conditions:

Desmond Eastwood Motors Ltd is Authorised and Regulated by the Financial Conduct Authority (Firm Registration number 681747). The company is licensed as a credit broker, not a lender. We are not an independent financial adviser and so unable to provide you with independent financial advice.

Finance Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. Desmond Eastwood Motors Ltd - 197 Moira Road, Lisburn, County Antrim, BT28 2SN. Companies House Number: NI035832

We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). A customer may ask for commission disclosure at any time from our initial discussions through to the point when their agreement is set live.

We act as a credit broker not a lender. We work with a number of carefully selected credit providers who typically will be able to offer you finance for your purchase. (Written quotations available on request). Whichever lender we introduce you to, we will typically receive a fee from them (either a fixed fee or a percentage of the amount you borrow). The lenders we work with could pay commissions at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over.